The Law: All full-time students and students carrying a 3/4 course load (or more) must   provide proof of enrollment in a medical insurance plan that meets the Commonwealth mandated guidelines (law)*or be automatically enrolled in a college-sponsored plan.

Massachusetts colleges are required to sponsor a health plan (with an outside, bid-initiated company) as a mechanism to provide full-time and 3/4-time students an affordable option for health insurance, if they are otherwise uncovered. The Bridgewater State University Student Health Insurance is provided by University Health Plans and is sponsored by Blue Cross Blue Shield, Blue Care Elect Preferred (PPO).  The premium for the academic 2012-2013 year is $1,261 per year (and the policy is in effect from August 1, 2012 until July 31, 2013).  If you have comprehensive health insurance, you may have this fee ($1261) removed from your bill, by electronically WAIVING* the insurance (see the description below) by the deadline of September 30th (for each fall semester) and by February 28th (for those who not enrolled in the fall). Waiver must be submitted each year.

The Insurance Brochure: To access the Bridgewater State University Sponsored Student Health Insurance, please visit:  http://www.universityhealthplans.com/intro/BridgewaterSC.html

The Waiver (proof of enrollment in one's own or one's parents' policy for the academic year): click here:  http://www.universityhealthplans.com/intro/BridgewaterSC.html                                                                              

To Enroll (to receive your card and begin utilizing your benefits starting August 1, 2012) Students who enroll in the school sponsored plan must confirm payment with Student Accounts.    http://www.universityhealthplans.com/intro/BridgewaterSC.html                                                                                                      

If you are a full-time or three-quarter time matriculating undergraduate or graduate student for Fall, 2012 at Bridgewater State University, you are required to have sufficient health insurance coverage while attending the University.

*In Massachusetts, the state has implemented specific regulations concerning student health insurance under the Qualifying Student Health Insurance Program (QSHIP).  These regulations mandate that Bridgewater State University offer a student health insurance program that meets specific requirements.  Within the parameters of these requirements, the University may elect to allow full-time and three-quarter time students the option of waiving participation in a qualifying student health insurance plan, provided they participate in a health benefit plan with comparable coverage. This personal insurance carrier information must be certified in an on-line waiver transaction.

The Bridgewater State University Insurance Plan has been developed especially for Bridgewater State University students in conjunction with University Health Plans.  The Plan provides coverage for illnesses and injuries that occur on and off campus and includes special cost-saving features to keep the coverage as affordable as possible.  All full-time students attending Bridgewater and part-time students registered no less than three-quarter time are eligible to take the insurance.

In order to decline the offer for the Bridgewater State University Student Health Plan, you must supply other insurance carrier information to the University on-line by September 30, 2012.  The Plan coverage period extends from August 1, 2012 to July 31, 2013.  Please take into consideration if your Health Plan offers coverage in the Bridgewater, MA area before declining coverage.  HMO plans based in states other than Massachusetts has a limited network and limited coverage.

Please note: All International Students must purchase the Bridgewater State University Health Insurance Plan.

The On-line Bridgewater State University Insurance Waiver form is available on University Health Plan's website. Please follow the provided link: http://www.universityhealthplans.com/intro/BridgewaterSC.html

Please note: Paper waivers or petitions to waive will not be accepted!  You must waive online by the deadline date (September 30th) to avoid being charged for the University Health Plan premium.

Commonwealth Care does not represent comparable coverage.  People who are covered by Commonwealth Care cannot waive the $1,261 premium.  For questions about Commonwealth Care, contact your provider. 

Mass Health coverage is accepted as comparable coverage; students with Mass Health may waive the insurance premium charge.

University Health Plans, Inc.

1 Batterymarch Park, Quincy, MA

02169-7454

Local: (617) 472-5324

Toll-Free: (800) 437-6448
Fax: (617) 472-6419

Though even part-time (less than three-quarter time status) students must have insurance in Massachusetts, the college is not bound to force your compliance. A part-time student (less than three-quarter time status) will not be automatically enrolled in the Bridgewater State University Sponsored Student Health Insurance Plan (through University Health Plans).  The college-sponsored student health insurance plan does not enroll part-time students.

For more information on this enrollment/waiver process, benefit details, claims processing and pre-certification or general questions and clarification inquiries please contact University Health Plans, Inc (contact information above).